RTA (Registrar & Transfer Agent) — Mutual Fund Term Explained

The back-office service provider handling all mutual fund investor transactions, records and statements. CAMS and KFintech are India's major RTAs.

RTAs process all mutual fund transactions on behalf of AMCs — purchases, redemptions, switches, SIP mandates, statement generation and IDCW payments. CAMS and KFintech handle most Indian mutual fund AUM.

You can view consolidated holdings on MFCentral portal or generate a Consolidated Account Statement (CAS) from NSDL/CDSL.

Related terms

• AMFI (Association of Mutual Funds in India) — The self-regulatory body of Indian mutual funds. Maintains NAV database, certifies distributors and publishes monthly fund flow data.
• KYC (Know Your Customer) — Mandatory identity and address verification before investing in mutual funds. One-time process — valid across all mutual funds once done.
• Folio Number — A unique identifier for your investment account with a specific mutual fund house — like a bank account number but for an AMC.
• AMC (Asset Management Company) — The company that manages mutual fund schemes — like HDFC AMC, SBI Funds, Nippon India MF. SEBI-regulated.

Browse the full mutual fund glossary, or see this concept in action in the fund screener.