Dhanik — Free Indian Mutual Fund Screener, Tracker & SIP Calculator
Dhanik is a free mutual fund research platform built for Indian investors. It brings together the tools most people otherwise scatter across four or five websites: a screener covering 14,000+ schemes, a portfolio tracker with live NAV and XIRR, SIP, lumpsum, SWP and goal calculators, side-by-side fund comparison, and plain-English guides that explain how mutual funds actually work.
What you can do on Dhanik
- Screen and shortlist funds. Filter every AMFI-listed scheme by category, fund house, returns, expense ratio, AUM and rating in the MF Screener, or start from a data-ranked list on the Best Funds page.
- Track your investments. Add your holdings once and the Portfolio tracker values them at the latest NAV every day and computes your true annualised return using XIRR — the correct measure for SIP investing.
- Plan before you invest. The calculators cover SIP and lumpsum projections, SWP drawdowns, goal planning and CAGR, plus a backtester that replays a real fund's historical NAV instead of assuming a flat return.
- Understand what you own. Every fund page shows returns, risk statistics, expense ratio and holdings, and the A–Z glossary and category explainers translate the jargon.
- Follow the market. Check new fund offers, IPOs, monthly AMFI inflow and outflow data and market news in one place.
Who Dhanik is for
Dhanik is designed for do-it-yourself investors — from someone starting their first ₹500 SIP to experienced investors managing a family portfolio across multiple fund houses. Everything on the site is free, there is no distributor commission involved, and rankings are generated mechanically from disclosed data using the published Dhanik Score methodology (rating 50%, Sharpe ratio 30%, cost 20%). Dhanik was founded by Dev Moradiya and Mithil Patel, finance students and mutual fund enthusiasts from Surat, India — you can read more on the About page.
Where the data comes from
Fund data — NAVs, returns, risk measures, expense ratios, portfolios and manager details — is sourced from AMFI publications and public mutual fund data providers, and refreshed daily after fund houses declare NAVs. Index levels come from public market data. Data can occasionally be delayed or contain upstream errors, so always verify against the official scheme documents before acting.
Frequently asked questions
Is Dhanik really free?
Yes. Every tool — the screener, portfolio tracker, calculators, comparisons and guides — is free to use. The site may show ads, which never influence any fund's score or ranking (see How We Rank).
Does Dhanik give investment advice?
No. Dhanik is an information and research tool, not a SEBI-registered investment adviser. Rankings and scores summarise historical data; they are not recommendations to buy or sell. Mutual fund investments are subject to market risks — read all scheme-related documents carefully.
Do I need an account?
You can browse funds, screen and use every calculator without signing in. A free account is only needed to save your watchlist and portfolio so they sync across devices.