Mutual Fund Portfolio Tracker — Live NAV & XIRR
The Dhanik portfolio tracker shows all your mutual fund investments in one place — valued at the latest NAV every day, with your true annualised return computed as XIRR rather than a misleading absolute percentage.
What it does
- Daily valuation — each holding is marked to the day's declared NAV, so your portfolio value and gain/loss are current after every trading day.
- XIRR, done properly — because SIP money enters on many dates, the tracker computes the internal rate of return across all your dated cash flows — the same standard used by professionals to judge SIP performance.
- Allocation X-ray — see your split across equity, debt and gold, and across large, mid and small cap, so concentration risks are visible before they hurt.
- Cross-device sync — sign in and your holdings sync via your account; enter units and average price once and you are done.
Why track outside your investment app?
Most investors buy funds through two or three different apps and fund-house portals over the years, which means no single app ever shows the whole picture. An independent tracker consolidates everything — and because Dhanik sells nothing, there is no incentive to nudge you toward new purchases. Review your portfolio against your plan a few times a year, use the compare tool when considering a switch, and check the screener for context on how your funds rank in their categories. If a holding underperforms, the Learn guides cover how to evaluate whether to exit or hold.
Your holdings are private to your account and used only to render your portfolio — see the Privacy Policy for details.
Frequently asked questions
How is my portfolio return calculated?
Dhanik computes XIRR from your investment dates and amounts and the current value — the annualised rate that accounts for exactly how long each rupee was invested. This is more accurate than absolute return for SIPs and staggered purchases.
Is my portfolio data private?
Yes. Holdings are linked to your account, are never sold, and are used only to display your portfolio and compute returns, as described in the Privacy Policy. You can delete them at any time.
Do I need to update NAVs manually?
No. NAVs refresh automatically after fund houses declare them each trading day, typically by late evening India time.