Multi Asset Allocation Funds explained

Multi-asset allocation funds must invest in at least three asset classes with a minimum 10% in each — typically equity, debt and gold.

• Why it helps: the three rarely fall together, so the overall ride is smoother.
• One-stop diversification: the manager rebalances across assets for you.

Good for hands-off investors who want built-in diversification including a gold hedge. Tax treatment depends on the equity share (check the scheme).

→ Screen them in the MF screener.