Large Cap Funds: stability-first equity

Large-cap funds must hold at least 80% in India's top 100 companies by market value (SEBI rule). These are established, well-tracked businesses — think HDFC Bank, Reliance, Infosys.

• Risk: the lowest among pure equity — they fall less in crashes.
• Return: steadier but usually lower than mid/small caps over long bulls.
• Beating the index is hard — large caps are so well-researched that many active funds trail the Nifty 100, so low-cost index funds are a strong alternative.

Best as a core holding for most investors, especially first-timers, with a 5+ year horizon. Taxed as equity (LTCG 12.5% above ₹1.25L/yr).

→ See the data-ranked list of best large-cap funds.