Bull vs Bear markets

A bull market is a sustained rise in prices (optimism); a bear market is a prolonged fall, usually defined as a 20%+ drop from the peak (fear).

• In bulls: avoid over-confidence and chasing hot funds.
• In bears: keep SIPs running — you're buying cheap, and recoveries reward the patient.
• Historically, bulls last longer than bears, which is why long-term investors win.

Your behaviour in a bear market matters more than your fund choice.

→ See how funds fell and recovered in the screener.